Restricted Jurisdictions & Prohibited Activities
Effective August 1, 2026
D.I.T.C. LLC operating as DITC.io · www.ditc.io · Version 1.0
This page sets out the jurisdictions and business activities that DITC.io does not serve. It supplements the Terms & Conditions and the Merchant Services Agreement, and reflects the acceptance policy applied by D.I.T.C. LLC as platform operator, acting also on behalf of SENDORA INC. as Settlement Entity.
Nothing on this page creates an entitlement to onboarding. Absence from the lists below does not mean an application will be approved.
1. Restricted Jurisdictions
DITC.io does not onboard merchants established in, or beneficially owned or directed from, the jurisdictions listed below, and transactions originating from these jurisdictions are blocked at the gateway.
| Code | Jurisdiction | Code | Jurisdiction |
|---|---|---|---|
| CU | Cuba | IR | Islamic Republic of Iran |
| KP | North Korea | SY | Syrian Arab Republic |
| RU | Russian Federation | BY | Belarus |
| VE | Venezuela | MM | Myanmar |
| SD | Sudan | LY | Libya |
| SO | Somalia | YE | Yemen |
| LB | Lebanon | IQ | Iraq |
| ZW | Zimbabwe | NI | Nicaragua |
| CD | Democratic Republic of the Congo | CF | Central African Republic |
| ML | Mali | ET | Ethiopia |
This list is maintained by DITC and is deliberately broader in places than the minimum required by any single sanctions regime. It is reviewed on an ongoing basis and may be extended, narrowed, or amended at any time without prior notice, including in response to changes in the sanctions programmes of the United Nations, the European Union, the United Kingdom, the United States (OFAC), or Canada, or to the requirements of an acquirer, card scheme, or other upstream provider.
Restrictions may also be applied at the level of an individual region, sub-territory, product, currency corridor, or card scheme independently of this list.
2. Exclusion of US Persons
Separately from the list above, the services offered on www.ditc.io are not available to US Persons. “US Person” means any citizen of the United States of America, any holder of a US permanent resident card (Green Card), any person resident or domiciled in the United States of America (including any state, territory, or possession thereof), and any legal entity organised or incorporated under the laws of the United States.
DITC LLC and Sendora Inc. reserve the right to refuse, suspend, or terminate access and services immediately upon determining that a user is or has become a US Person.
3. Sanctions Screening
Merchants, their directors, and their ultimate beneficial owners are screened against the consolidated sanctions lists of the United Nations, the European Union, the United Kingdom (OFSI), the United States (OFAC SDN and sectoral lists), and Canada, together with politically exposed person and adverse media checks. Cryptocurrency wallet addresses are screened through blockchain analytics for sanctions, fraud, and financial-crime exposure.
A confirmed sanctions match is an immediate and non-negotiable decline. Where a relationship already exists, it is terminated and reported in accordance with applicable law, including the reporting obligations of Sendora Inc. as a FINTRAC-registered money services business.
4. Prohibited Activities
The following activities are never accepted, at any price, under any risk configuration, and irrespective of licensing or jurisdiction. There is no commercial discretion to override a finding in this category.
- Sanctioned persons, entities, or jurisdictions, and any transaction structured to evade sanctions.
- Money laundering, terrorist financing, and the proceeds of crime.
- Child sexual abuse material, and any sexual content involving minors.
- Human trafficking, forced labour, escort services, and prostitution.
- Narcotics, controlled substances, and prescription pharmaceuticals sold without a valid prescription or licence.
- Weapons, ammunition, explosives, and their components.
- Counterfeit, replica, or intellectual-property-infringing goods.
- Ponzi schemes, pyramid schemes, high-yield investment programmes, and “guaranteed return” offers.
- Fraud, deceptive marketing, and misrepresentation of the product, price, or renewal terms sold to the customer.
- Unlicensed gambling, and gambling directed into any jurisdiction where it is prohibited.
- Transaction laundering, factoring, and processing on behalf of any undisclosed third party.
- Any applicant presenting forged or falsified documentation, which results in permanent decline.
5. Restricted Sectors
The following sectors are not prohibited, but require enhanced due diligence, documented licensing where applicable, and explicit written approval before activation. Approval is granted for a specific website, product set, geography, and volume profile, and may be withdrawn at any time.
- Nutraceuticals, supplements, and peptides.
- Pharmaceuticals and telehealth operating under a verified licence.
- Gambling and gaming operating under a verified licence.
- Adult content involving consenting adults, where lawful.
- Cryptocurrency services, exchanges, and on-ramps.
- Investment services, trading platforms, and financial education.
- Subscription and continuity billing, and free-trial-to-paid models.
- Lead generation, telemarketing, and outbound-sourced traffic.
- Marketplaces and platforms settling to third-party sellers.
- Cross-border high-ticket offers and travel.
- Digital goods and downloadable software.
Approval for one sector, website, product, offer, or geography does not extend to any other, and is limited strictly to what has been expressly approved in writing.
6. Enforcement
Onboarding may be refused without reasons being given, to the maximum extent permitted by law. Where a restriction is identified after activation, DITC may immediately suspend platform access, block transactions, and terminate the agreement, and Sendora may hold, delay, or refuse any fund movement and retain reserves, in accordance with the Merchant Services Agreement.
Attempting to circumvent a geographic or sector restriction, including by misdescribing the business, miscoding transactions, routing through an undisclosed entity, or directing traffic from a restricted jurisdiction, is a material breach and one of the most serious violations in card processing. It carries sole and unconditional merchant liability for all resulting scheme penalties, acquirer fines, and investigation costs.
7. Changes to This Page
This page may be updated at any time. The current version is always published at www.ditc.io/restricted. Material changes affecting existing merchants are notified in accordance with the Merchant Services Agreement.
Questions about a specific jurisdiction or business model should be directed to compliance@ditc.io before an application is submitted.